The no-bank alternative
The alternative to finance apps that ask for bank access
Almost every expense-tracking app works the same way: you hand over your online banking username and password, and it reads your transactions for you. Gastify does the opposite, on purpose.
| Bank-connected apps | Gastify | |
|---|---|---|
| Access to your bank | Asks for username and password | Never asks for it |
| Who logs the expenses | The app, automatically | You, in two seconds |
| Spending awareness | Gets automated, and forgotten | Stays because you log it yourself |
| User account | Required, with your data on a server | Doesn't exist — it all stays on your iPhone |
| Installments and subscriptions | Depends on your bank reporting them correctly | You log them yourself, with their own progress and reminders |
| Data breach risk | Your credentials and transactions live on a third-party server | Nothing to breach: it all stays on your iPhone |
Logging your own expenses, instead of letting an app do it for you, is what keeps you watching where your money goes.
Your bank can handle your data just fine. What's at stake is something else: how closely you keep watching your own spending once an app logs it all for you automatically.
No. You can export and import your own information between devices, but Gastify doesn't connect to banks or other apps to pull in transactions automatically.